Be responsible for your safety management

I have heard from time to time while visiting clients and new prospects that they are in need of someone to help them with their safety management program. While most agents are more than capable of providing safety management services for their clients, not just including their access to the resources provided by the companies they represent, it is important for the insured to make sure they do their part also. Many aspects of an insureds operation are unknown to the outsider coming in to make an assessment, such as the agent or company loss control personnel. While many businesses more or less operate in the same manner as many of their counterparts in related industries, many are set up and run in a variety of ways unique to their own unique requirements and owner related priorities. It's important to review your procedures/processes from top to bottom and share as much as you can with your agent and insurance company loss control personnel. If you suspect a procedure or process you are engaged in might be pushing the envelope as far as risk management is concerned, and don't wish to share this information with insurance company personnel, then it might be a good idea to rethink the process and come up with another way of accomplishing the same task with procedures more in keeping with your overall loss control goal. Remember, all the loss control services in world won't keep you out of trouble if you don't make the effort to identify and correct procedures/practices that only you are aware of and suspect they might not be best practices in keeping with a sound loss control program.

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