Off the wall insurance policies

Wine TastersImage by onthetower via Flickr

We've heard of many different insurance policies covers the gamut from auto, home, life, etc. but I recently came across an article detailing some strange ones. The article listed coverage for a coffee taster who had his tongue insured for 10m Euro through Lloyds of London. Some other "different" insured "items" - America Ferrera, of Ugly Betty, has her smile insured for $10m; Rolling Stone's guitarist Keith Richards fingers; loss of chest hair that could adversely impact a person's image or career, which would have to be verified by a panel of trichologists. Also insured were - a wine maker's nose and a professional Santa's beard; a film company that took out coverage insuring against the possibility of an actress falling in love and getting married during the length of her contract and lastly Lloyds of London at one time provided coverage for movie audiences against the possibility of death due to excessive laughter. I must have missed those films, must have been REALLY funny?
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