Employment Practices, Are you protected?
If you are have employees then you need coverage for employment practices liability. This is the coverage for sexual harrassment, wrongful termination, discrimination, etc... As the employer you are a target for these lawsuits from your employees. This risk has become more prevelant especially in this tough economy. For example one of my clients got sued because employee A felt that employee B was stalking her during the job. The employer knew nothing about it and was never warned there was a problem until the lawsuit papers came in. Another example came from the headlines today that pharmaceuticals giant Novartis just got hit with a 250 million dollar lawsuit for gender discrimination. This coverage is available to most businesses and has become affordable. I highly reccomend you buy this coverage in today's employer/employee world. Until next time be careful out there and know your risks. K