Hurricane Season Checkup Time

Yes it is that time of the year, Hurricane season. It is also the time to reevaluate your need for flood insurance and also to make sure your insured property values are up to date. Your standard insurance policies will cover the wind damage and cover inside rain damage that occurs because of damage to a roof or buildings structure. However flood  damage is not covered by standard insurance. In order to get this coverage you have to buy a policy from the NFIP. You can use insurance companies to get access to the NFIP policies but the final claims are paid by the Federal Government.  So business owners take the time to risk manage the need for flood insurance. Buy it now because you will not be able to get it when the storm is coming. Until next time be careful out there and know your risks. K

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