Mother Nature still Wins

I was reading the latest loss reports from some of the major companies in the country and weather realted losses are still topping everything. Everyday we battle underwriting to insure our clients at the most affordable rates. The companies throw at us algorithms that adjust our clients pricing based on their credit score, D&B reports, their consumer history, class of business   etc... and no matter mother nature still causes most of the losses and drive the rates. The insurance industry was created to cover the unexpected losses of nature. Here we are 250 years later and mother nature is still the main reason we are in business. Until next time be careful out there and know your risks. K

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