Business Insurance Agents Selling Health Now Have to Evolve

Well the Supreme Court has ruled, Obama care is here to stay. Even if a political shift occurs and the law is modified one thing is for certain, the changes will not favor the insurance distribution system. Business insurance agents who sell health will have to evolve to fee for service. The health insurance companies will have to cut admin costs to make the laws 85 percent of premiums towards health costs rule. The State exchanges will have "service liaisons" To help people enroll. In my State , Delaware, the agents are not even mentioned in the exchange website. Commissions are already at risk as health insurance companies are cutting the pay to agents. The only way to survive is to start charges fees. Some agents are already making this shift. For those who have their head in the sand, look around, change is here. Until next time be careful out there and know your risks. K

Popular posts from this blog

Delaware Business Insurance Update from CNC Insurance Associates, " Personalization of Auto Insurance Could Reduce Rates !" 12-25-18

Get employees back to work quickly to keep work comp costs down

Delaware Business Insurance Update from CNC Insurance Associates. " Mental Health Issues in the Workplace Needs Risk Management" 12-2-18