Delaware Business Insurance Update by CNC Insurance Associates Inc. "Top 3 Workplace Injuries" 1-18-15

The Liberty Mutual Research Institute just reported the top work place injuries in the US. And the winners are.  1) overexertion , 2) falls from same level, 3)getting hit by an object. Lets review each one and suggest a risk managment treatment.
 Overexertion happens all the time. It is number 1 because it is hard to prevent. Lifting, bending, crawling, and reaching are all causes of overexertion. A simple but effective risk managment strategy for prevention is recurrent training. Teaching workers proper techniques to protect their bodies, can go a long way in reducing these claims.
Falls from the same level are your typical tripping injuries. Risk managment solutions can be as simple as continuous  and ongoing, clean up, fixing, moving, and rearranging to prevent trip hazards. Think ergonomics.
Getting hit by an object rounds out the top 3 and can usually be pointed to mobile equipment and autos. Again risk managment treatments focus on backing alarms, visual aids, and protected areas, just to name a few.
All these work place injuries can be avoided. Good safety and risk managment could actually reduce the injuries down to nothing if every business put some of the risk managment techniques in place. Consult with a risk managment professional to help put your business in a position to wipe these injuries off the map.
 Until next time be careful out there and know your risks.

G. Kevin Nemith, President, CNC Insurance Assoc. and the Small Business Insurance Center
Serving DE, MD, NJ, PA, & VA.
www.cncinsurance.com
www.bizinsurancetv.org



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