Delaware Business Insurance & Risk Update from CNC Insurance Associates Inc. "Wellness Programs and Work Comp, A Perfect Fit?" 3-31-15

It has been proven that employer sponsored wellness programs can reduce the costs of health insurance plans. Now recent studies has shown that it can do a world of good for work compensation costs also. Reductions in work comp claims and the costs of those claims on employers, improves dramatically with wellness programs.  The duration of work comp claims also improves so employees can get back to work quicker. These healthier workplaces, tend to isolate comorbidities that may exist in employees before they have an injury on the job. These comorbidities, or preexisting conditions, can be improved or mitigated by wellness programs. Also small business owners who integrate their work place safety programs with their wellness programs have shown even better results.
 If you can put together a wellness program with an integrated safety program, the chances of reducing the costs of work comp claims can be greatly improved. As it is said, health is everything. Until next time be careful out there and know your risks.


G. Kevin Nemith President CNC Insurance & The Small Business Insurance Center
Serving DE, MD, PA, NJ, & VA
www.cncinsurance.com
www.bizinsurancetv.org



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