Delaware Business Insurance Update From CNC Insurance Associates, "Hiring Employees With Firing In Mind" 11-27-16

Hiring employees and managing them to help your company grow is a daunting task. A strong insurance portfolio and good risk management is needed especially when you have to fire someone. Most business owners work in States that have employment "at will" which many believe make it easier to terminate an employee. This is just not the case. Federal laws and regulations have set up protections for many employees. FMLA, Anti-Discrimination Laws, and Fair Employment Standards Act, are some of the laws that protect employees from "wrongful termination". Also,  many states have their own protections.  Firing can be even more problematic when you take into consideration the employer's responsibility in managing the run off of the health and benefit plans.
To have employees work for you, means that you need a good insurance and risk management strategy. The risk of a wrongful termination lawsuit is greater than its ever been. Make sure your work comp and Employers Practices Liability policies are up to date. Know how the federal laws affect your company and make sure you have an up to date, employee signed, employment manual. Communicate you company policies and document disciplinary actions and employee meetings.
 It can be said that in today's labor environment, "hiring with firing in mind" is good advice. Until next time be careful out there and know your risks.


G. Kevin Nemith, President CNC Insurance Associates & The Small Business Insurance Center
Serving DE, MD, PA, NJ & VA
www.cncinsurance.com
www.bizinsurancetv.org















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